Islandermall.com is please to provide our customers with the option to choose layaway plan as an option for payment of goods offered on our website. This is where you can make several smal payments to your order before it is delivered.This allows you to get what you want and manage your budget.

On IslanderMall.cm this facility is only available for items sold by IslanderMall.com, IslanderMall.com - TT directly and the following Island Store Owners/Sellers:-

- Caribbean Posters
- Daring Divas
- Mario Technics
- Luscious Lingerie
- The Shoe Shoppe

How LayAway works.

1. LayAway is only applicable on orders over US$50.00 or currency equivalent.
2. Only the stores above support LayAway.
3. Orders over US$50 and Under US$150 qualify for 2 equal payments.
4. Orders over US$150 and Under US$300 qualify for 3 equal payments plus 5% processing fee.
5. Orders over US$300 and Under US$1000 qualify for 4 equal payments plus a 10% processing fee.
6. The payment schedule is agreed to before your first payment, usually 15 / 30 days cycles.

I have placed my LayAway order. What next?

1. An IslanderMall.com representative will check and validate the order and contact you to setup and give you the relevant payment & schedule details.
2. You will then get to make your first payment using Credit Card, PayPal, Bank Deposit, Amazon Payments or Moneybookers.
3. Once all payments are made, your item is shipped to you the next day.

Conditions

1. Orders paid via LayAway are subject to a cancellation fee of 30% the price of the total order.
2. Orders paid via LayAway are subject to exchanges only. There will be NO refunds to payment source.
3. Your payments must be made ontime. A late fee of US$10 for each payment made late.
4. Payments which have lapsed or missed a cycle is subject to immediate cancellation and previous payments being forefeited.